Choose your way to max out your rewards—on groceries, gas, and a lot more.
Enjoy double miles on airfare, car rentals, and hotels.
Enjoy the red-carpet experience when traveling or dining out.
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Cash back, extra miles, low rates, or upscale perks. Make doing the things you love even more rewarding.
Protection feels good. Receive real-time alerts, set spending limits, lock or unlock your card with our mobile app.
Every card has tap-to-pay, so checkout is faster—and safer. Whew.
Our rewards cards let you earn Loyalty Bonuses when you have a Truist checking or savings account.
Find your card for every day
Earn unlimited rewards. You choose how. Earn 3% cash back on gas and EV charging and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases. Disclosure 2 Or choose to earn 1.5% on all eligible purchases. Disclosure 3
Component ID : "accordionGridLayout-696052263"Loyalty Cash Bonus
when redeemed into a Truist deposit account Disclosure 2, Disclosure 3
on purchases for 12 months
after account opening Disclosure 1
0% intro APR
for 12 months after account opening on balance transfers made in the first 90 days of account opening
after the intro rate expires Disclosure 1
Heads up! You choose the rewards type when you apply, you just can’t change it later.
How would you like to earn your rewards? Enjoy Cash lets you choose from two great cash back options when you apply—so you earn what fits your spending habits best.
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Your next destination could come even sooner. Earn 2x miles per $1 spent on airfare, car rentals, and hotels. Earn 1x miles per $1 spent on all other eligible purchases. Disclosure 5 Plus, a statement credit up to $85 for TSA PreCheck® or Global Entry® fee is awarded once every four years. Disclosure 5
Component ID : "accordionGridLayout-223173876"after you spend $1,500 within 90 days of account opening
variable APR on purchases and balance transfers Disclosure 4
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Our lowest rate
Roll higher-interest debt from other bank’s cards into a single payment at a lower rate. Get your next big purchase now and save on interest. You’ll find so many ways to save with our lowest APR and no annual fee. Disclosure 6
Component ID : "accordionGridLayout-671039802"on all purchases Disclosure 6
0% APR for 15 months
on balance transfers in the first 90 days after account opening Disclosure 6
on purchases and balance transfers after the intro rate expires Disclosure 6
A 3% fee ($10 minimum) applies to each balance transfer. Disclosure 6
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Level up to that VIP feeling. Earn 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, and 1x points per $1 spent on all other eligible purchases Disclosure 8 —plus lots of other perks.
Component ID : "accordionGridLayout-725424322"after you spend $1,500 within 90 days of account opening
variable APR on purchases and balance transfers Disclosure 7
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Practice good credit habits
Rewards while working on your credit. Win-win. Earn up to 3% cash back on gas and EV charging, and 2% on utilities and groceries (with a combined $1,000 monthly cap)—and 1% on all other eligible purchases. Disclosure 10
Component ID : "accordionGridLayout-1344063300"variable APR on purchases and balance transfers Disclosure 9
Share this page:
URL Copied!| Rewards | Intro APR/offer | Purchase APR | Annual fee |
|---|---|---|---|
 |
Heads up! You choose the rewards type when you apply, you just can’t change it later.
3% cash back on gas and EV charging
2% on utilities and groceries
(up to the $1,000 monthly spend cap)
1% on all other eligible purchases Disclosure 2
– OR –
1.5% cash
back on all eligible purchases Disclosure 3
0% intro APR on purchases for 12 months after account opening Disclosure 1
0% intro APR for 12 months after account opening on balance transfers made in the first 90 days after account opening Disclosure 1
20.49% - 29.49%
variable APR after the intro APR expires Disclosure 1
2x miles
per $1 spent on airfare, hotels, and car rentals
1x miles
per $1 spent on all other eligible purchases Disclosure 5
20,000 bonus miles when you spend $1,500 in first 90 days after account opening
20.49% - 29.49%
variable APR Disclosure 4
0% intro APR for 15 months after account opening on purchases Disclosure 6
0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening Disclosure 6
18.49% - 27.49%
variable APR after the intro APR expires Disclosure 6
3x points per $1 spent on airfare, hotels, and car rentals
2x points per $1 spent on dining
1x points per $1 spent on all other eligible purchases Disclosure 8
30,000 bonus points when you spend $1,500 in first 90 days after account opening
20.49% - 29.49%
variable APR Disclosure 7
3% cash back on gas and EV charging
2% on utilities and groceries
(up to the $1,000 monthly spend cap)
1% on all other eligible purchases Disclosure 10
(Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.)
28.49%
variable APR Disclosure 9
Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases Disclosure 2 – OR – 1.5% cash back on all eligible purchases Disclosure 3
Intro APR/offer: 0% intro APR on purchases for 12 months after account opening Disclosure 1
APR: 20.49% - 29.49%
variable APR after the intro APR expires Disclosure 1
Rewards: 2x miles per $1 spent on airfare, hotels, and car rentals, 1x miles
per $1 spent on all other eligible purchases Disclosure 5
Intro APR/offer: 20,000 bonus miles when you spend $1,500 in first 90 days after account opening
APR: 20.49% - 29.49%
variable APR Disclosure 4
Intro APR/offer: 0% intro APR for 15 months after account opening on purchases Disclosure 6 , 0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening Disclosure 6
APR: 18.49% - 27.49%
variable APR after the intro APR expires Disclosure 6
Rewards: 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases Disclosure 8
Intro APR/offer: 30,000 bonus points when you spend $1,500 in first 90 days after account opening
APR: 20.49% - 29.49% variable APR Disclosure 7
Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases Disclosure 10
Intro APR/offer: None (Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.)
APR: 28.49% variable APR Disclosure 9
Earn unlimited rewards. You choose how. Earn 3% cash back on gas and EV charging and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases. Disclosure 2 Or choose to earn 1.5% on all eligible purchases. Disclosure 3
Component ID : "accordionGridLayout-696052263"Loyalty Cash Bonus
when redeemed into a Truist deposit account Disclosure 2, Disclosure 3
on purchases for 12 months
after account opening Disclosure 1
0% intro APR
for 12 months after account opening on balance transfers made in the first 90 days of account opening
after the intro rate expires Disclosure 1
Heads up! You choose the rewards type when you apply, you just can’t change it later.
How would you like to earn your rewards? Enjoy Cash lets you choose from two great cash back options when you apply—so you earn what fits your spending habits best.
Share this page:
URL Copied!
Your next destination could come even sooner. Earn 2x miles per $1 spent on airfare, car rentals, and hotels. Earn 1x miles per $1 spent on all other eligible purchases. Disclosure 5 Plus, a statement credit up to $85 for TSA PreCheck® or Global Entry® fee is awarded once every four years. Disclosure 5
Component ID : "accordionGridLayout-223173876"after you spend $1,500 within 90 days of account opening
variable APR on purchases and balance transfers Disclosure 4
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Our lowest rate
Roll higher-interest debt from other bank’s cards into a single payment at a lower rate. Get your next big purchase now and save on interest. You’ll find so many ways to save with our lowest APR and no annual fee. Disclosure 6
Component ID : "accordionGridLayout-671039802"on all purchases Disclosure 6
0% APR for 15 months
on balance transfers in the first 90 days after account opening Disclosure 6
on purchases and balance transfers after the intro rate expires Disclosure 6
A 3% fee ($10 minimum) applies to each balance transfer. Disclosure 6
Share this page:
URL Copied!
Level up to that VIP feeling. Earn 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, and 1x points per $1 spent on all other eligible purchases Disclosure 8 —plus lots of other perks.
Component ID : "accordionGridLayout-725424322"after you spend $1,500 within 90 days of account opening
variable APR on purchases and balance transfers Disclosure 7
Share this page:
URL Copied!
Practice good credit habits
Rewards while working on your credit. Win-win. Earn up to 3% cash back on gas and EV charging, and 2% on utilities and groceries (with a combined $1,000 monthly cap)—and 1% on all other eligible purchases. Disclosure 10
Component ID : "accordionGridLayout-1344063300"variable APR on purchases and balance transfers Disclosure 9
Share this page:
URL Copied!| Rewards | Intro APR/offer | Purchase APR | Annual fee |
|---|---|---|---|
| |
Heads up! You choose the rewards type when you apply, you just can’t change it later.
3% cash back on gas and EV charging
2% on utilities and groceries
(up to the $1,000 monthly spend cap)
1% on all other eligible purchases Disclosure 2
– OR –
1.5% cash
back on all eligible purchases Disclosure 3
0% intro APR on purchases for 12 months after account opening Disclosure 1
0% intro APR for 12 months after account opening on balance transfers made in the first 90 days after account opening Disclosure 1
20.49% - 29.49%
variable APR after the intro APR expires Disclosure 1
2x miles
per $1 spent on airfare, hotels, and car rentals
1x miles
per $1 spent on all other eligible purchases Disclosure 5
20,000 bonus miles when you spend $1,500 in first 90 days after account opening
20.49% - 29.49%
variable APR Disclosure 4
0% intro APR for 15 months after account opening on purchases Disclosure 6
0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening Disclosure 6
18.49% - 27.49%
variable APR after the intro APR expires Disclosure 6
3x points per $1 spent on airfare, hotels, and car rentals
2x points per $1 spent on dining
1x points per $1 spent on all other eligible purchases Disclosure 8
30,000 bonus points when you spend $1,500 in first 90 days after account opening
20.49% - 29.49%
variable APR Disclosure 7
3% cash back on gas and EV charging
2% on utilities and groceries
(up to the $1,000 monthly spend cap)
1% on all other eligible purchases Disclosure 10
(Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.)
28.49%
variable APR Disclosure 9
Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases Disclosure 2 – OR – 1.5% cash back on all eligible purchases Disclosure 3
Intro APR/offer: 0% intro APR on purchases for 12 months after account opening Disclosure 1
APR: 20.49% - 29.49%
variable APR after the intro APR expires Disclosure 1
Rewards: 2x miles per $1 spent on airfare, hotels, and car rentals, 1x miles
per $1 spent on all other eligible purchases Disclosure 5
Intro APR/offer: 20,000 bonus miles when you spend $1,500 in first 90 days after account opening
APR: 20.49% - 29.49%
variable APR Disclosure 4
Intro APR/offer: 0% intro APR for 15 months after account opening on purchases Disclosure 6 , 0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening Disclosure 6
APR: 18.49% - 27.49%
variable APR after the intro APR expires Disclosure 6
Rewards: 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases Disclosure 8
Intro APR/offer: 30,000 bonus points when you spend $1,500 in first 90 days after account opening
APR: 20.49% - 29.49% variable APR Disclosure 7
Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases Disclosure 10
Intro APR/offer: None (Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.)
APR: 28.49% variable APR Disclosure 9
Earn rewards just for shopping at your favorite retailers. See an offer you like? Just add, shop, and get paid. New deals are added all the time. Disclosure 12
Sign in to manage your account, set up online bill pay, or request a credit line increase. Have questions? Call 844-487-8478. We can help.
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Component ID : "accordionGridLayout-1673809679"Credit cards are subject to credit approval.
Disclosure 11 Visa’s Zero Liability Policy does not apply to certain commercial card transactions or any transactions not processed by Visa. Cardholder must use care in protecting the card and notify Truist immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult your Cardholder Agreement.
Disclosure 12 For complete details, refer to the Truist Deals Terms and Conditions . There is no monthly fee and no charge for enrolling in Truist Deals. Truist Personal Credit Cards, Personal and Business Debit Cards and Money Account cards are eligible for Truist Deals. The Truist Deals Program is separate and independent from any Truist Consumer Credit Card Rewards Program in which you are enrolled related to your Truist Consumer Credit Card Account(s). Any cash back earned through the Truist Deals Program is not eligible for any deposit bonus or other incentives that may be available when you redeem your Truist Consumer Credit Card Rewards. Deals offered through the Truist Deals Program are available apart from any rewards you may earn through any Truist Consumer Credit Card Rewards Program and will not accrue in your Truist Consumer Credit Card Rewards Program account.
Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.
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Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., which is a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC., each SEC registered investment advisers.
Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.
Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.
"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.
Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.
Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:
Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.
